Dog anxiety – won’t pee in the yard

We adopted a rescue about 3 months ago. She is a 2 year old lab mix. When we first got her, I would take her on a walk first thing in the morning. I would try letting her out in the yard first while I got ready, but she would just bark and not go to the bathroom. So I just started leaving her in her crate until I was ready and we would go for walks. She had zero issues on walks and would pee and poop just fine. A month ago I noticed some pee spots on our carpet, just a few. I guess I assumed she peed in the yard during the day but now I'm not so sure. Two weeks ago I ended up getting sick and wasn't able to walk her like I normally do and then her issues really started to take light. She will hold her pee for over 24 hours, which can't be good. I've been keeping a close eye on her and kenneling her when I can't, but she refuses to pee in the yard. I have a 4 year old daughter so I can't walk her multiple times a day to get her to pee. She poops just fine in the yard.

There was one time when I let her outside because she seemed like she needed to pee and did nothing and then peed on our carpet right in front of me. I did get upset at that point, which now I realize was a big mistake because it has lead to more regression.

She is afraid of my husband and men in general. She will bark at him if he tells her to get off the couch or if she is in her kennel and he walks in the room. He can't let her out of her kennel either because she will try to bit him if he tried to open the crate. She has gotten better, but this has led the bathroom issue to be solely my responsibility. He had a hard time letting her outside and getting her to come back in.

She was from Texas and we live in Minnesota. We got some snow a few days ago and that seemed to lead to regression too. This wasn't the first snow of the year though. She also doesn't seem to want to pee where she peed before. With the snow, I can see where she has peed. She will sniff there and walk away.

Right now, I'm not walking her until she is consistently peeing in the yard. I give treats and praise after peeing in the yard.