Not sure how to word this-puppy is 12 weeks old, has one pee accident a day inside

So our 12 week old small breed puppy that we just got last Friday has one pee accident per day in the house (no poop accidents yet). She hasn’t peed more than one time in a day in the house. So she is partially potty trained. I cannot sit and stare at her for every minute and second of the day though. I also don’t want to keep her in a crate or pen constantly.

I have seen people say, “My puppy never pees in the house.” and “Do NOT let her pee in the house. That is the trick to potty training.” “Don’t keep her in a crate all the time.” and “Use a crate!” 🫠😵‍💫

*EDIT TO ADD-We have a puppy play pen but she loathes it when left alone in it. She whines and barks loudly.

I have things to do around the house pretty regularly and a toddler to take care of so I cannot keep my eyes on the puppy constantly. It is impossible. So is it okay to put her in the crate more than twice a day? Do you do this? Do you have any other reasonable advice?