Breeder never gave me written contract or anything stating deposit was non refundable

I gave a deposit to a breeder and she never said it was nonrefundable or refundable. She didn’t say anything at all actually other than what the fee cost was. No contract or written agreement nothing. After some conversation, I sent her the deposit to hold one of the puppies. Less than 48 hours later my house is flooded and I now have thousands of dollars in water damage. I can no longer afford the puppy so I wrote the breeder and sent her a video of my flooded home asking if I am able to get my deposit back and that I cannot get the puppy now. She said the deposit is nonrefundable. Which again she has never stated this not on her website or Facebook page or through text nothing. So I explained my situation further saying that it’s been less than 48 hours and that I need my money back in this unexpected situation. I have asked her for at least a partial payment and have not gotten a text back in a few hours. What should I do? She’s already relisted the dog of Facebook and offering “referral bonuses” in the time she’s been ignoring me.